If you’re craving a chili that’s bursting with bold flavors and comforting warmth, you’re going to love this Chipotle Cheddar Beef Chili Recipe. I absolutely love how this chili combines smoky chipotle heat with creamy cheddar and a touch of sweetness from the poblano peppers—it’s comfort food at its finest. Whether you’re cozying up on a chilly evening or feeding a hungry crowd, this recipe hits all the right notes and is surprisingly easy to pull together. Stick with me and I’ll walk you through everything to make it just right!
Why You’ll Love This Recipe
- Rich, smoky flavor: The chipotle and smoked paprika blend gives it an irresistible smoky kick without overpowering the dish.
- Creamy, melty cheese finish: Adding cream cheese and cheddar creates a luscious texture that makes every bite so comforting.
- Versatile and customizable: You can swap beef for chicken or pork and adjust the heat easily to suit your taste buds.
- Perfect for gatherings: This chili stretches well and always gets rave reviews, making it a go-to for game days and family dinners.
Ingredients You’ll Need
These ingredients come together beautifully, balancing smoky, spicy, and creamy flavors. When you shop, look for fresh poblano peppers with smooth, firm skin and a good quality shredded cheddar for that sharp bite.
- Ground beef: I prefer 80/20 for the best balance of juiciness and flavor, but ground pork or chicken work well here too.
- Yellow onions: They add sweetness and depth—don’t skip sautéing them to soften!
- Poblano peppers: Mild heat with rich flavor; roasting them beforehand amps up the smoky notes.
- Chili powder: Look for a blend with cumin and oregano to add complexity.
- Chipotle chile powder: Adds that signature smoky heat that makes this chili stand out.
- Garlic powder: A pantry staple that brings warmth and aroma without overpowering.
- Smoked paprika: Deepens the chili’s smoky character; don’t confuse it with sweet paprika.
- Ground cumin: Essential for that earthy, slightly nutty undertone.
- Crushed fire roasted tomatoes: Gives a robust tomato flavor with a hint of char.
- Tomato paste: Thickens the chili and intensifies the tomato flavor.
- Diced green chilies: Adds subtle heat and texture without overwhelming.
- Gochujang chili paste: I discovered this Asian chili paste adds an unexpected depth and mild sweetness—feel free to adjust the amount for your heat preference.
- Salted butter: Adds richness and smoothness at the finish.
- Tamari or soy sauce: Brings umami that takes this chili from good to unforgettable.
- Chicken or beef broth: Keeps the chili juicy and layered—start with 2 cups and add more for desired consistency.
- Cream cheese: Room temperature for easy melting; this creates that silky creaminess I can’t get enough of.
- Shredded cheddar cheese: Sharp and melty, it really completes the chili’s flavor profile.
- Mixed chili beans: Drained to avoid excess liquid but essential for hearty texture and protein.
- Fresh toppings like cilantro, green onion, avocado, and Greek yogurt: These cool, fresh garnishes brighten each bite and balance the heat perfectly.
Variations
I love making this chili my own depending on what I have on hand and who’s coming over. It’s so flexible that you can easily get creative!
- Use ground turkey: For a leaner twist, turkey gives a lighter base without losing flavor—just brown it a bit longer.
- Add black beans or kidney beans: Trust me, beans add heartiness and soak up all that amazing chili flavor.
- Spice it up or tone it down: If you like less heat, cut the chipotle powder in half or skip the gochujang; for more heat, add a diced jalapeño or hot sauce.
- Make it vegetarian: Swap the meat for a mix of chopped mushrooms and lentils and use vegetable broth.
How to Make Chipotle Cheddar Beef Chili Recipe
Step 1: Brown the Meat and Sauté the Onions
Start by heating your Dutch oven over medium-high heat. Add the ground beef and chopped onions, breaking up the meat as you go with a wooden spoon. You want the beef browned all over and the onions translucent—this takes about 5 minutes. I find this step is crucial to building the chili’s depth, so don’t rush it or overload the pan.
Step 2: Add Poblanos and Spices to Build Flavor
Next, toss in the chopped poblanos along with chili powder, chipotle chile powder, garlic powder, smoked paprika, and cumin. Cook everything together for another 5 minutes until you can smell those fragrant spices coming together. If your mixture starts sticking, add a splash of broth to keep it from burning—trust me, this step really wakes up the flavor.
Step 3: Stir in Tomatoes, Gochujang, and Broth
Now pour in the crushed fire roasted tomatoes, tomato paste, diced green chilies, and the gochujang paste. Add the softened butter and tamari, then stir to combine everything well. Pour in 2 cups of broth to start, then bring the pot to a gentle simmer. Cover partially and let it cook low and slow for 1 to 2 hours, stirring every hour. This patience is what makes the chili melt-tender and full-flavored.
Step 4: Add Cream Cheese, Cheddar, and Beans
When your chili is richly simmered and your kitchen smells amazing, stir in the cream cheese, cheddar, and mixed chili beans. Keep stirring until the cheese is thoroughly melted and everything is creamy and smooth—usually about 5 minutes. This final cheesy boost is my family’s favorite part!
Step 5: Serve with Your Favorite Toppings
Ladle the chili into bowls and top with fresh cilantro, sliced green onions, creamy avocado cubes, and a dollop of Greek yogurt or sour cream. You’ll find the cool toppings balance the spice perfectly and add a fresh pop that makes every bite exciting.
Pro Tips for Making Chipotle Cheddar Beef Chili Recipe
- Don’t skip the low simmer: Slow cooking lets all those flavors harmonize—rush it and you miss out on depth.
- Use room-temperature cream cheese: It blends into the chili far more smoothly, avoiding clumps and ensuring creaminess.
- Toast your spices lightly: Adding them to the oil with the poblanos unlocks their full aroma and flavor.
- Watch for salty ingredients: The tamari and broth add salt, so taste before adding extra salt to avoid over-seasoning.
How to Serve Chipotle Cheddar Beef Chili Recipe

Garnishes
I always top my chili with a dollop of Greek yogurt or sour cream to cool the heat, along with diced avocado for creaminess and fresh green onions for a little crunch. Cilantro adds a fresh herbal note that really brightens up the bowl. You’ll find these garnishes take this hearty chili to the next level.
Side Dishes
To round out the meal, I love serving this chili with warm cornbread or some tortilla chips for scooping. A simple side salad with a tangy vinaigrette is perfect if you want a lighter balance. On colder days, crusty bread is great for soaking up every last drop of that luscious sauce.
Creative Ways to Present
For gatherings, I like scooping this chili into mini bread bowls or serving in mason jars with layered toppings for a fun presentation. You can even make chili bar setups with various toppings so guests can customize their bowls—always a crowd-pleaser!
Make Ahead and Storage
Storing Leftovers
Leftover chili stores beautifully in airtight containers in the fridge for up to 4 days. I like to cool it completely before refrigerating to keep the texture intact. When reheating, add a splash of broth or water to loosen it back up if it’s thickened too much.
Freezing
This chili freezes wonderfully—just portion it out into freezer-safe containers or heavy-duty freezer bags. I usually freeze in individual servings to make lunch prep a breeze. It keeps well for up to 3 months with no loss in flavor, which is perfect for batch cooking.
Reheating
Reheat gently on the stovetop over low heat, stirring frequently to avoid burning. Adding a little broth or water helps bring back that saucy texture if it’s drying out. You can also microwave leftovers covered in short bursts, stirring between each to heat evenly.
FAQs
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Can I make this Chipotle Cheddar Beef Chili Recipe in a slow cooker?
Absolutely! Brown the meat and onions first on the stovetop, then transfer everything to your slow cooker. Cook on low for 6-8 hours or high for 3-4 hours. Add the cream cheese and cheddar towards the last 30 minutes to melt smoothly.
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What if I don’t have gochujang chili paste?
No worries—gochujang adds a subtle sweetness and fermentation note, but you can substitute with a bit of tomato paste mixed with a pinch of cayenne or smoked hot paprika. Or simply omit it; your chili will still be delicious.
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Can I use a different cheese instead of cheddar?
Sure! Monterey Jack or Colby cheese melt wonderfully and offer a milder flavor. Just choose a good melting cheese that you enjoy, but cheddar is my favorite for its sharpness and richness.
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How spicy is this chili?
This chili has medium heat from the chipotle powder and gochujang, but you can easily adjust to your preference by reducing or increasing those ingredients. The creamy cheese and toppings help balance the spice too.
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What’s the best way to store leftover chili?
Store leftovers in airtight containers in the refrigerator for up to four days. For longer storage, freeze in portioned containers or bags for up to three months. Reheat gently with a splash of broth to refresh the texture.
Final Thoughts
This Chipotle Cheddar Beef Chili Recipe truly has become a favorite in my kitchen and my family’s too. It’s the kind of dish that feels like a warm hug on a cold night and brings everyone together around the table. I love sharing it with friends who always ask for the recipe because it’s just that good and reliably delicious. If you want a chili recipe that’s full of smoky, cheesy goodness with a little kick, this one’s a winner. Give it a try—you won’t regret it!
Print
Chipotle Cheddar Beef Chili Recipe
- Prep Time: 20 minutes
- Cook Time: 60 minutes
- Total Time: 80 minutes
- Yield: 8 servings
- Category: Main Course
- Method: Stovetop
- Cuisine: American
Description
This Easy Chipotle Cheddar Beef Chili is a hearty and flavorful dish perfect for cozy fall and winter nights. Ground beef simmered with smoky chipotle, a blend of spices, fire-roasted tomatoes, and a touch of Gochujang chili paste create a rich and spicy base. Finished with cream cheese and sharp cheddar for a creamy texture, and served with fresh toppings like avocado and cilantro, this chili is both comforting and satisfying.
Ingredients
Main Ingredients
- 2 pounds ground beef (or use ground chicken or ground pork)
- 2 yellow onions, chopped
- 2 poblano peppers, seeded and chopped
- 1 tablespoon chili powder
- 2 teaspoons chipotle chile powder
- 1 tablespoon garlic powder
- 1 tablespoon smoked paprika
- 2 teaspoons ground cumin
- 1 can (28 ounce) crushed fire roasted tomatoes
- 1 can (8 ounce) tomato paste
- 1 can (4 ounce) diced green chilies
- 2-3 tablespoons Gochujang chili paste, to your taste
- 3 tablespoons salted butter
- 3 tablespoons tamari/soy sauce
- 2-3 cups chicken or beef broth
- 6 ounces cream cheese (at room temperature)
- 2 cups shredded cheddar cheese
- 1 can mixed chili beans, drained
For Serving
- Cilantro
- Green onion
- Avocado
- Greek yogurt or sour cream
Instructions
- Brown the Meat and Onions: In a large dutch oven set over medium-high heat, brown the ground beef and chopped onions until the meat is cooked through and onions are softened, about 5 minutes. Break up the meat as you cook to ensure even browning.
- Add Peppers and Spices: Stir in the seeded and chopped poblano peppers along with chili powder, chipotle chile powder, garlic powder, smoked paprika, and ground cumin. Cook everything together for about 5 minutes until the spices become fragrant.
- Combine Tomatoes and Flavorings: Mix in the crushed fire roasted tomatoes, tomato paste, diced green chilies, Gochujang chili paste, salted butter, and tamari or soy sauce. Pour in 2 cups of chicken or beef broth and stir well to combine all ingredients.
- Simmer the Chili: Partially cover the pot and reduce the heat to low. Let the chili simmer gently for 1 to 2 hours or up to all day, stirring every hour to prevent sticking and to help meld flavors.
- Add Cheese and Beans: Toward the end of cooking, stir in the cream cheese, shredded cheddar cheese, and drained mixed chili beans. Cook for another 5 minutes or until the cheese has melted completely and the chili is creamy and thick.
- Serve and Garnish: Ladle the chili into bowls and add your favorite toppings such as Greek yogurt or sour cream, additional cheese, sliced avocado, fresh cilantro, and chopped green onions. Enjoy warm and hearty!
Notes
- This is a favorite quick and easy chili recipe that’s perfect for cold fall and winter nights.
- The chipotle and Gochujang chili paste create a complex smoky and spicy flavor profile.
- You can substitute ground beef with ground chicken or pork for a lighter variation.
- Adjust the amount of Gochujang chili paste to control the chili’s heat level.
- Partially covering the pot during simmering helps thicken the chili while keeping it moist.
Nutrition
- Serving Size: 1 serving
- Calories: 610 kcal
- Sugar: 6 g
- Sodium: 850 mg
- Fat: 40 g
- Saturated Fat: 18 g
- Unsaturated Fat: 18 g
- Trans Fat: 0.5 g
- Carbohydrates: 20 g
- Fiber: 6 g
- Protein: 38 g
- Cholesterol: 110 mg


