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Banana Chocolate Chip Muffins Recipe

I absolutely love this Banana Chocolate Chip Muffins Recipe because it strikes the perfect balance between sweet and wholesome, making it a breakfast staple in my house. Whenever I have ripe bananas lying around, I know I’m set for a quick bake that fills the house with that amazing warm, chocolaty aroma everyone adores.

You’ll find that these muffins are incredibly forgiving yet yield bakery-quality results every time. Whether you’re making an after-school snack or a weekend brunch treat, this recipe will quickly become your go-to for making banana muffins that never turn out dry or boring.

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Why You’ll Love This Recipe

  • Simple Ingredients: Uses pantry staples with no fancy add-ons, making it easy to whip up anytime.
  • Perfect Texture: Moist and tender crumb thanks to whole-milk yogurt and ripe bananas.
  • Family Favorite: My kids and guests alike go crazy for these – a recipe loved by all ages.
  • Quick to Make: Ready in under an hour, ideal for last-minute baking urges.

Ingredients You’ll Need

The harmony of ripe bananas, smooth yogurt, and melty chocolate chips is what makes this Banana Chocolate Chip Muffins Recipe a standout. Here’s a quick guide to picking the best ingredients for the tastiest muffins.

  • All-purpose flour: The base that provides structure; fresh flour ensures light muffins.
  • Baking soda: The secret to your muffins’ rise and fluffiness.
  • Kosher salt: Balances sweetness and enhances flavor.
  • Ripe bananas: The star ingredient—choose bananas that are spotted and soft for maximum flavor and moisture.
  • Light brown sugar: Adds a subtle caramel note and keeps these muffins moist.
  • Large egg: Helps bind everything together.
  • Plain whole-milk yogurt: Adds richness without heaviness and keeps muffins tender.
  • Vegetable oil: For moistness and a soft crumb; neutral flavor works best.
  • Vanilla extract: Warms up the flavor profile beautifully.
  • Semisweet or bittersweet chocolate chips: The melty pockets of joy that elevate every bite.
Note: You’ll find the complete list of ingredients, along with their exact measurements, in the printable recipe card at the bottom of this post.

Variations

I love playing around with this Banana Chocolate Chip Muffins Recipe depending on what I have on hand or the mood in the kitchen. Feel free to tailor it to your taste—it’s surprisingly flexible!

  • Gluten-Free: I’ve swapped the flour for a gluten-free blend with great success, just be sure to add a little xanthan gum for structure.
  • Chocolate Swap: Sometimes I replace chocolate chips with chopped walnuts or pecans for a nutty crunch, which my family also adores.
  • Health Boost: Sneak in some ground flaxseed or oats to add fiber without compromising texture.
  • Spice It Up: Adding a dash of cinnamon or nutmeg really wakes up the flavor—perfect for cozy mornings.

How to Make Banana Chocolate Chip Muffins Recipe

Step 1: Prep and Mix Dry Ingredients

Start by setting a rack in the center of your oven and preheating to 375°F. Lightly grease your 12-cup muffin tin with cooking spray to prevent sticking. In a medium bowl, whisk together the all-purpose flour, baking soda, and kosher salt until evenly combined—this helps ensure an even rise without pockets of baking soda.

Step 2: Combine Wet Ingredients and Bananas

In a large bowl, mash those ripe bananas thoroughly, then whisk in brown sugar until the mixture feels smooth with no lumps of sugar. Add the egg, whole-milk yogurt, vegetable oil, and vanilla extract, whisking everything until fully blended. I find this part is where the magic builds because the wet ingredients give the muffins their moist, tender feel.

Step 3: Bring It All Together

Fold the dry ingredients into the wet banana mixture gently but thoroughly—be careful not to overmix since that can make the muffins tough. Once the batter looks evenly combined with no streaks of flour, fold in your chocolate chips for that melty surprise in every bite. This part of the process is where patience pays off.

Step 4: Bake and Cool

Spoon about 1/4 cup of batter into each muffin cup. Bake for 22-25 minutes until the tops are golden brown and a toothpick inserted into the center comes out mostly clean, with just a few moist crumbs clinging. Let them cool a bit in the tin—this makes them easier to lift out without breaking. Use a butter knife around the edges and transfer to a wire rack to cool completely.

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Pro Tips for Making Banana Chocolate Chip Muffins Recipe

  • Perfectly Ripe Bananas: I use bananas with lots of brown spots for sweetness and moisture—don’t be shy about overly ripe ones!
  • Don’t Overmix: Stir just enough to combine wet and dry. Overmixing can make muffins dense and chewy, which you want to avoid.
  • Even Batter Scooping: Using a 1/4 cup measure helps ensure muffins are the same size and bake evenly.
  • Cooling Trick: Let muffins cool a bit in the tin before removing to keep their shape intact and prevent sticking.

How to Serve Banana Chocolate Chip Muffins Recipe

Five golden brown muffins with rough tops are shown close-up on a white plate with blue floral patterns. Each muffin is studded with multiple smooth, dark chocolate chips scattered on top and visible inside. The muffins have a fluffy texture with some cracks on the tops, making them look soft and fresh. The plate rests on a white marbled surface with a yellowish object blurred in the background. photo taken with an iphone --ar 4:5 --v 7

Garnishes

I’m a fan of simplicity here—just a light dusting of powdered sugar or a smear of softened butter really lets the chocolate chips shine. If you want to get a bit fancy, a drizzle of honey or a sprinkle of crushed nuts adds a lovely touch and crunch.

Side Dishes

These muffins pair beautifully with a creamy latte or a strong cup of coffee. For a heartier breakfast, I often serve them alongside a bowl of Greek yogurt topped with fresh berries—combining indulgence with protein to keep you satisfied.

Creative Ways to Present

For special occasions, I’ve arranged these muffins in a pretty basket lined with a patterned napkin and tucked in some fresh mint leaves for color. Another fun idea is to top warmed muffins with a scoop of vanilla ice cream for an irresistible dessert twist.

Make Ahead and Storage

Storing Leftovers

I store leftover muffins in a resealable container lined with paper towels to absorb moisture, keeping them fresh at room temperature for up to four days. This method stops them from turning soggy quickly, which is perfect for grab-and-go mornings.

Freezing

If I bake ahead, I freeze muffins in a single layer on a baking sheet, then transfer them to a freezer bag once solid. This way, I can pull out just as many as I need and enjoy fresh-tasting muffins weeks later with no loss of texture.

Reheating

When reheating, I prefer wrapping a muffin in a damp paper towel and microwaving it for about 20 seconds. This little trick brings back moisture and warmth without drying them out—a quick fix that feels fresh-baked.

FAQs

  1. Can I use frozen bananas for this Banana Chocolate Chip Muffins Recipe?

    Absolutely! I often freeze my overripe bananas peeled and chopped, then thaw them before mashing. Just be sure to drain any excess liquid so your batter doesn’t become too runny.

  2. Can I substitute the vegetable oil with butter?

    You can swap vegetable oil for melted butter, but expect a slightly different texture—muffins may be a bit denser with a richer flavor. I prefer oil for a lighter crumb, but butter works if that’s your preference.

  3. How do I make these muffins dairy-free?

    Simply replace the whole-milk yogurt with coconut or almond yogurt, and swap milk-based chocolate chips for dairy-free versions. This keeps the muffins moist without compromising flavor.

  4. Why did my muffins turn out dense?

    Dense muffins usually result from overmixing the batter or using bananas that aren’t fully ripe. Be gentle when folding and opt for very ripe bananas to keep your muffins light and fluffy.

  5. Can I add nuts to this Banana Chocolate Chip Muffins Recipe?

    Definitely! Chopped walnuts or pecans add a wonderful crunch and complement the banana and chocolate flavors perfectly. Just fold them in along with the chocolate chips.

Final Thoughts

This Banana Chocolate Chip Muffins Recipe holds a special place in my heart because it never fails to turn out perfectly moist and full of flavor, whether for casual breakfasts or last-minute guests. I hope you’ll give it a try soon—it’s one of those recipes that feels like a warm hug in muffin form. Once you make it, you’ll see why it’s a beloved classic in my kitchen, and I’m sure it’ll have a spot in yours too.

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Banana Chocolate Chip Muffins Recipe

5 Stars 4 Stars 3 Stars 2 Stars 1 Star 4.5 from 88 reviews
  • Author: Nora
  • Prep Time: 20 minutes
  • Cook Time: 25 minutes
  • Total Time: 45 minutes
  • Yield: 12 muffins
  • Category: Breakfast
  • Method: Baking
  • Cuisine: American
  • Diet: Vegetarian

Description

These Banana Chocolate Chip Muffins are a deliciously moist and tender treat that combines the natural sweetness of ripe bananas with rich chocolate chips, making them perfect for breakfast or a snack. With a subtle hint of vanilla and the creaminess of whole-milk yogurt, these muffins offer a perfect balance of indulgence and wholesome flavor in every bite.


Ingredients

Dry Ingredients

  • 1 1/2 cups (180 g) all-purpose flour
  • 1 teaspoon baking soda
  • 1/2 teaspoon kosher salt

Wet Ingredients

  • 3 ripe bananas, mashed
  • 1/2 cup (110 g) packed light brown sugar
  • 1 large egg
  • 1/2 cup plain whole-milk yogurt
  • 1/4 cup vegetable oil
  • 1 teaspoon vanilla extract

Additional

  • 1/2 cup semisweet or bittersweet chocolate chips
  • Cooking spray for greasing the muffin tin


Instructions

  1. Preheat and Prepare Tin: Place a rack in the center of the oven and preheat to 375°F (190°C). Grease a standard 12-cup muffin tin thoroughly with cooking spray to ensure easy release of the muffins after baking.
  2. Mix Dry Ingredients: In a medium bowl, whisk together the all-purpose flour, baking soda, and kosher salt until evenly combined. Set aside.
  3. Combine Wet Ingredients: In a large bowl, whisk the mashed bananas and light brown sugar until the sugar dissolves and no lumps remain. Add the egg, plain whole-milk yogurt, vegetable oil, and vanilla extract, whisking until the mixture is smooth and fully incorporated.
  4. Incorporate Dry Into Wet: Gradually fold the dry ingredients into the wet banana mixture, taking care not to overmix. Fold just until no streaks of flour remain to maintain a tender crumb.
  5. Add Chocolate Chips: Gently fold the semisweet or bittersweet chocolate chips into the batter evenly.
  6. Fill Muffin Cups: Using a 1/4-cup measure, scoop the batter into the prepared muffin cups, filling each about three-quarters full to allow room for rising.
  7. Bake: Bake in the preheated oven for 22 to 25 minutes, or until the muffins are puffed and golden brown on top. Insert a toothpick or tester into the center of a muffin; it should come out with a few moist crumbs attached but no raw batter.
  8. Cool and Remove: Let the muffins cool slightly in the tin. Carefully use a butter knife to loosen the edges and lift each muffin out. Transfer them to a wire rack to cool completely, preserving their texture and flavor.
  9. Make Ahead Storage: These muffins can be baked up to one week in advance. Once cooled, store them in an airtight container or a paper towel-lined resealable bag at room temperature for up to 4 days or refrigerate for up to 1 week to maintain freshness.

Notes

  • These banana chocolate chip muffins offer the indulgent flavor of a dessert with the wholesome appeal suitable for breakfast.
  • Use ripe bananas for maximum sweetness and moisture in the muffins.
  • Be careful not to overmix the batter to keep the muffins light and tender.
  • The yogurt adds moisture and a slight tang, enhancing the overall flavor and texture.
  • You can substitute whole-milk yogurt with Greek yogurt for a protein boost, but it may slightly change the texture.

Nutrition

  • Serving Size: 1 muffin
  • Calories: 213
  • Sugar: 17 g
  • Sodium: 189 mg
  • Fat: 9 g
  • Saturated Fat: 2 g
  • Unsaturated Fat: 7 g
  • Trans Fat: 0 g
  • Carbohydrates: 31 g
  • Fiber: 2 g
  • Protein: 3 g
  • Cholesterol: 17 mg

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