If you’re craving a meal that’s both comforting and packed with bold flavors, this Steak Queso Rice Bowl with Cheddar and Monterey Jack Recipe is just the ticket. I absolutely love how it brings together tender, juicy steak with creamy, cheesy sauce over fluffy, flavorful rice—it’s such a satisfying combo that hits all the right spots. Whether it’s a busy weeknight dinner or a weekend treat, you’ll find this bowl comes together quickly without skimping on taste.

When I first tried making this steak queso rice bowl, I was amazed at how easy it was to transform simple ingredients into something extraordinary. The secret for me is balancing the spices in the steak strips and making sure the queso sauce stays silky smooth with the blend of sharp cheddar and mellow Monterey Jack. You’ll also appreciate how versatile it is—you can customize toppings, spice levels, and sides to make it truly your own.

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Why You’ll Love This Recipe

  • Rich, Creamy Queso Sauce: The mix of cheddar and Monterey Jack melts into a smooth, luscious topping that makes every bite irresistible.
  • Perfectly Seasoned Steak: The spice blend adds just the right amount of warmth without overpowering the natural flavor of your steak.
  • Flavorful Rice Base: Using beef broth and smoked paprika elevates the rice beyond ordinary—trust me, you’ll taste the difference!
  • Quick and Customizable: It’s a straightforward recipe that you can easily adapt to fit your cravings and what’s in your fridge.

Ingredients You’ll Need

The ingredients for this Steak Queso Rice Bowl with Cheddar and Monterey Jack Recipe combine in a way that balances richness and spice perfectly. Plus, most are pantry staples or easy to find at your local grocery store, so prepping is a breeze.

  • Steak strips: I prefer sirloin or flank for tenderness and flavor.
  • Olive oil: For a subtle fruitiness when searing the steak.
  • Salt and black pepper: Basics that bring out the best in your steak and rice.
  • Garlic powder: Adds a warm, savory layer to both steak and rice.
  • Paprika and smoked paprika: Paprika seasons the steak, while smoked paprika pumps up the rice with a subtle smoky depth.
  • Cumin: A touch of earthiness that complements the meat beautifully.
  • Jasmine or basmati rice: I like jasmine for its aroma, but basmati works just as well.
  • Beef broth: So much more flavorful than water for cooking the rice.
  • Butter: For that silky finish in the rice.
  • White cheddar cheese: Sharp and tangy—essential for the queso.
  • Monterey Jack cheese: Melts wonderfully and balances the sharpness of cheddar.
  • Heavy cream and cream cheese: Create that ultra-creamy sauce you’ll want to drizzle generously.
  • Cayenne pepper (optional): Spice lovers, a pinch goes a long way!
  • Optional toppings: Fresh cilantro, jalapeño slices, sour cream, and diced tomatoes add bright, fresh contrasts.
Note: You’ll find the complete list of ingredients, along with their exact measurements, in the printable recipe card at the bottom of this post.

Variations

I like to shake things up with this Steak Queso Rice Bowl with Cheddar and Monterey Jack Recipe depending on my mood or who I’m feeding. It’s super flexible, so don’t hesitate to get creative!

  • Swap the Steak: I’ve made this with grilled chicken or shrimp before—both are fantastic and speed things up even more.
  • Make it Vegetarian: Replace the steak with sautéed mushrooms or roasted cauliflower for a hearty, meatless option.
  • Heat it Up: Add more cayenne pepper or include chipotle peppers in adobo for smoky heat that my family adores.
  • Dairy-Free Version: Use dairy-free cheese alternatives and coconut cream in place of heavy cream to keep the queso creamy.

How to Make Steak Queso Rice Bowl with Cheddar and Monterey Jack Recipe

Step 1: Cook Up Flavorful Rice

Start by bringing your beef broth, butter, salt, garlic powder, and smoked paprika to a boil in a medium saucepan. I love this step because the broth and smoked paprika infuse the rice with such a nice depth of flavor—you won’t want plain rice after this! Once boiling, add the rice, lower the heat to a gentle simmer, cover with a tight-fitting lid, and let it cook for about 15 to 18 minutes until the liquid is fully absorbed. When done, fluff it with a fork to keep it light and airy, then set it aside while you focus on the steak.

Step 2: Season and Sear the Steak Strips

In a mixing bowl, toss the steak strips with salt, black pepper, garlic powder, paprika, and cumin to coat evenly. I learned that coating the steak well with spices before cooking makes all the difference in flavor! Heat olive oil in a skillet over medium-high heat, then add your steak strips in a single layer—don’t overcrowd the pan or you’ll end up steaming rather than searing. Cook for about 3 to 4 minutes per side, depending on thickness and how you like your steak cooked. When the steak is nicely browned and cooked to your preference, remove it and let it rest for about 5 minutes; this step keeps the juices locked inside, making every bite juicy and tender.

Step 3: Whip Up the Creamy Queso Sauce

Over low heat in a small saucepan, warm your heavy cream, stirring in the cream cheese until fully melted and smooth. Slowly add the shredded cheddar and Monterey Jack cheeses little by little, stirring constantly to avoid clumps. This part takes a bit of patience, but trust me, the silky sauce is worth it! Stir in garlic powder and cayenne pepper for an optional kick. Keep the sauce on very low heat while you assemble to prevent it from getting grainy or separating.

Step 4: Build Your Bowl

Now the fun part — spoon the fluffy rice into your bowls as a base. Layer on the tender steak strips, then drizzle the hot, creamy queso sauce generously over the top. I like to be generous here because that sauce makes the whole bowl sing.

Step 5: Garnish and Serve

Add your favorite toppings like fresh chopped cilantro for brightness, sliced jalapeños for heat, diced tomatoes for freshness, or a cool dollop of sour cream to mellow it out. This is where you can make the bowl your own and ensure every bite has layers of flavor and texture. Serve immediately and enjoy the delicious synergy of flavors and textures!

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Pro Tips for Making Steak Queso Rice Bowl with Cheddar and Monterey Jack Recipe

  • Rest the Steak: Letting the steak rest after cooking keeps it juicy, so don’t skip this — your patience pays off in every bite.
  • Low and Slow Queso: Keep your queso sauce on the lowest heat possible to prevent it from turning grainy or separating.
  • Flavorful Rice Choice: Using beef broth instead of water for cooking rice drastically boosts the depth of flavor in this dish.
  • Don’t Crowd the Pan: When cooking steak strips, giving them space ensures a nice sear instead of steaming—really makes a difference on texture!

How to Serve Steak Queso Rice Bowl with Cheddar and Monterey Jack Recipe

A white bowl holds a base layer of orange rice with visible small pieces of vegetables mixed in. On top of the rice are slices of cooked steak arranged around the bowl’s edge and some placed in the center. The steak pieces have a seared brown outside and a pinkish center showing they are cooked medium. Melted cheese covers the steak slices in the middle, with some green herb bits sprinkled on top as garnish. The bowl is placed on a white marbled surface. Photo taken with an iphone --ar 4:5 --v 6.1

Garnishes

I’m a big fan of fresh garnishes here — chopped cilantro adds a pop of color and herbal brightness, while sliced jalapeños bring a fresh, spicy crunch. Sour cream gives a cooling contrast that balances the richness perfectly. Diced tomatoes add sweetness and a juicy freshness you’ll appreciate with the savory steak and cheese.

Side Dishes

To keep the meal balanced, I often serve this bowl with a simple side salad—something crisp and citrusy like a lime-dressed green salad. Roasted vegetables, especially seasoned asparagus or sautéed bell peppers, also complement the cheesy steak and rice amazingly well.

Creative Ways to Present

For special occasions, I’ve served this steak queso rice bowl in smaller, individual mason jars layered beautifully for a fun presentation. It’s a conversation starter and makes it easy for guests to grab and enjoy. Another idea is topping it with a fried egg for brunch vibes—rich, runny yolk just messily blends into that queso. Definitely worth trying.

Make Ahead and Storage

Storing Leftovers

I usually store leftovers in airtight containers separating the steak and queso sauce if possible to keep textures optimal. The rice tends to soak up moisture, so keeping it separate prevents it from getting too mushy. Stored properly, leftovers last up to 3 days in the fridge.

Freezing

Freezing works best if you freeze the steak and rice separately from the queso sauce. I freeze them in portion-sized containers, then thaw overnight in the fridge before reheating. From experience, freezing queso sauce can sometimes affect its texture slightly, but reheating gently helps bring it back close to original creaminess.

Reheating

When reheating, I like to warm the steak and rice in the microwave or stovetop and reheat the queso sauce gently over low heat, stirring frequently. Adding a splash of cream or broth while reheating the sauce helps revive the smooth, creamy consistency. Always avoid boiling the queso to keep it luscious.

FAQs

  1. Can I use a different type of cheese for the queso sauce?

    Absolutely! While the blend of cheddar and Monterey Jack gives a great balance of sharp and creamy, you can experiment with cheeses like pepper jack for a spicy twist or mozzarella for extra stretchiness. Just be sure to use cheeses that melt well for the smoothest result.

  2. What cut of steak works best for this recipe?

    Sirloin, flank, or ribeye strips are all excellent choices because they stay tender and flavorful when cooked quickly. Avoid tougher cuts that need slow cooking to soften, as they won’t work well here.

  3. Can I make this recipe gluten-free?

    Yes! This recipe is inherently gluten-free as long as you use gluten-free beef broth and check your seasoning labels to ensure no hidden gluten. It’s a naturally fitting dish for gluten-free diets.

  4. How spicy is this dish, and can I adjust the heat?

    The spice level is mild by default, with just a hint from the paprika and optional cayenne pepper. You can easily increase the heat by adding more cayenne, sliced jalapeños, or hot sauce according to your preference.

Final Thoughts

This Steak Queso Rice Bowl with Cheddar and Monterey Jack Recipe has become a favorite in my kitchen because it’s approachable and feels like a little comfort party in every bowl. I hope you find it as satisfying and easy to love as my family does! Next time you’re hunting for a flavorful but fuss-free dinner, give this one a try—I promise it’ll become your go-to meal for busy nights or anytime you want a bit of cozy indulgence.

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Steak Queso Rice Bowl with Cheddar and Monterey Jack Recipe

5 Stars 4 Stars 3 Stars 2 Stars 1 Star 4.5 from 100 reviews
  • Author: Nora
  • Prep Time: 15 minutes
  • Cook Time: 20 minutes
  • Total Time: 35 minutes
  • Yield: 4 servings
  • Category: Main Course
  • Method: Stovetop
  • Cuisine: Tex-Mex

Description

Steak Queso Rice is a delicious and hearty dish featuring tender steak strips seasoned and seared to perfection, served atop flavorful jasmine or basmati rice cooked in beef broth, and generously topped with a rich, creamy queso sauce made from white cheddar, Monterey Jack, and cream cheese. This satisfying recipe bursts with bold spices and is perfect for a comforting meal with optional fresh toppings for added zest.


Ingredients

Units Scale

For the Steak:

  • 1 lb steak strips (sirloin, flank, or ribeye)
  • 1 tablespoon olive oil
  • 1 teaspoon salt
  • 1/2 teaspoon black pepper
  • 1 teaspoon garlic powder
  • 1/2 teaspoon paprika
  • 1/2 teaspoon cumin

For the Flavorful Rice:

  • 1 cup jasmine or basmati rice
  • 2 cups beef broth
  • 1 tablespoon butter
  • 1/2 teaspoon salt
  • 1/2 teaspoon garlic powder
  • 1/4 teaspoon smoked paprika

For the Queso Sauce:

  • 1 cup shredded white cheddar cheese
  • 1/2 cup Monterey Jack cheese
  • 3/4 cup heavy cream
  • 2 tablespoons cream cheese
  • 1/2 teaspoon garlic powder
  • 1/4 teaspoon cayenne pepper (optional for spice)

Optional Toppings:

  • 2 tablespoons fresh cilantro, chopped
  • 1 jalapeño, sliced
  • 1 tablespoon sour cream
  • 1/2 cup diced tomatoes

Instructions

  1. Cook the Rice: In a medium saucepan, bring beef broth, butter, salt, garlic powder, and smoked paprika to a boil. Add the rice, reduce the heat to low, cover, and let it simmer for 15-18 minutes until the liquid is absorbed. Fluff with a fork and set aside.
  2. Season and Cook the Steak: In a bowl, season the steak strips with salt, black pepper, garlic powder, paprika, and cumin. Heat olive oil in a large skillet over medium-high heat. Add the steak and cook for 3-4 minutes per side, until browned and cooked to your desired doneness. Remove from heat and let the steak rest for 5 minutes.
  3. Prepare the Queso Sauce: In a small saucepan, heat heavy cream over low heat. Add cream cheese and stir until melted. Gradually add cheddar and Monterey Jack cheese, stirring constantly until smooth. Mix in garlic powder and cayenne pepper for extra flavor. Keep warm on low heat.
  4. Assemble the Steak Queso Rice Bowl: Divide the cooked rice into serving bowls. Top with steak strips, then drizzle generously with queso sauce.
  5. Garnish and Serve: Add optional toppings like chopped cilantro, diced tomatoes, jalapeño slices, or a dollop of sour cream for extra flavor. Serve immediately and enjoy!

Notes

  • Use High-Quality Steak – Ribeye, sirloin, or flank steak work best for tender slices.
  • Let the Steak Rest – This locks in the juices for a flavorful bite.
  • Warm Queso on Low Heat – Prevents it from becoming grainy or clumpy.

Nutrition

  • Serving Size: 1 bowl (approx. 1/4 of recipe)
  • Calories: 380
  • Sugar: 2g
  • Sodium: 480mg
  • Fat: 22g
  • Saturated Fat: 12g
  • Unsaturated Fat: 8g
  • Trans Fat: 0g
  • Carbohydrates: 42g
  • Fiber: 2g
  • Protein: 35g
  • Cholesterol: 85mg

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